Federal Health Minister Linnemann does not rule out cuts to care benefits

Financial pressure on long-term care insurance

The central financial issue also affects the statutory health insurance system. Without reform, it would face a deficit of around eight billion euros in 2027.

Linnemann thus points to the need for structural changes to secure financing on a sustainable basis. Which benefits such adjustments would affect and to what extent was not specified in the statement.

Long-term care insurance forms a central part of the social security system. Limiting or reducing benefits would directly affect insured people, particularly those who need care and their relatives.

Alongside the federal and state governments, the care insurance funds also share responsibility. They determine benefits, review claims and close gaps in provision between benefits under the statutory long-term care insurance system and necessary costs.

Impact on insured people and those in need of care

The debate over financing long-term care is part of a comprehensive reform of the social insurance systems. It also concerns appropriately structuring contributions for employees and employers and securing benefits for people in need of care in the long term.

The announced review of potential cuts represents a political step that could have far-reaching consequences for those affected. Decisions on the scale of the adjustments and a possible timeline have not yet been made.

Ways out of the crisis

The federal government therefore faces the task of ensuring the financial stability of the care system without disproportionately curtailing existing entitlements. How the necessary reform will be designed remains to be seen.